In Rick Rubin's The Creative Act, there's an idea that caught my attention and stuck with me.

When musicians record a demo, they often fall in love with it. The specific sounds, the particular arrangement, all the little details that made it feel alive in that moment. But those details can become a cage. You can't expand a completed version when there's no room to grow.

So what do some of the best do? They write the demo out as sheet music. Strip it to the skeleton: just the melody, the chords, the structure. Destroy everything that isn't essential. Then hand it to the band and rebuild from the bones.

The result isn't a polished version of the original. It's something new, something with room to breathe.

Distill Before You Expand​

This connects to something Charlie Munger talks about: inversion. Instead of asking "how do I make this better?" you ask "what would make this worse?" and then avoid those things. Don't try to be brilliant. Just don't be stupid.

The instinct for most builders is to add. When something isn't working, the question is usually "what can I add to fix it?" But sometimes the better question is "what can I remove?"

Not every problem needs a new feature. Sometimes the answer is fewer moving parts, not more.

Destruction Is a Variant of Done​

There's a short document called the Cult of Done Manifesto, written by Bre Pettis and Kio Stark in 2009. It has thirteen principles about finishing things, and principle eleven says simply: "Destruction is a variant of done."

That reframes everything. Throwing something away isn't failure. It's completion. Tearing something down to its core and starting fresh isn't going backward, it's a form of finishing. You're done with the version that no longer serves you.

The manifesto also says "done is the engine of more." Completion isn't the end, it's what creates space for the next thing. And sometimes the fastest way to complete something is to destroy the parts that are weighing it down.

The Eye for Importance​

The real skill isn't building. Anyone can add. The skill is knowing what's load-bearing and what's just there.

Systems want to expand. Features accumulate. Complexity creeps in because each addition made sense at the time. But eventually you're maintaining things that don't matter anymore, and the weight of all that maintenance slows everything down.

This is especially relevant now that AI can generate and expand almost anything on demand. The bottleneck isn't creation anymore. It's curation. Knowing what to keep and what to cut. Having an eye for the essential.

Expansion is easy. Distillation is hard.

Rebuild From the Bones​

The Rubin insight isn't about destruction for its own sake. It's about creating room. You strip something to its skeleton not to abandon it, but to rebuild it better. The melody is still there. The core is still there. But now there's space to grow in directions the original version couldn't accommodate.

If you're a builder, someone who loves adding layers and refining systems, this might feel counterintuitive. The instinct to add is strong because it feels like progress. But sometimes the most productive thing you can do is subtract. Strip something back to its bones, see what's actually essential, and only then decide what deserves to be rebuilt.

What have you built that might need breaking down?

I've had this vision in my head for years. The perfect note-taking app. Voice capture that transcribes instantly. AI that condenses my rambling into something useful. A fluid interface where I could zoom in and out of my thoughts like a map of my own mind.

I'd cobbled together something close using Obsidian and various plugins, but it never felt quite right. Then I discovered Claude Code, an AI that could actually write production software, and something clicked. I'd gotten pretty skilled at prompting. Maybe I could finally build the real thing, the app that matched my vision exactly.

So I started building.

Two Weeks of Creation​

It came together faster than I expected. Voice notes that transcribed and condensed themselves. A zoom slider that moved smoothly between single keywords and full paragraphs. Offline support so it would work at the gym where the WiFi blocks half the internet. A progressive web app that ran on my phone without going through any app store.

Every day I'd work on it while Flynn napped, adding features, fixing bugs, watching my vision materialize on screen. I learned how to host a website, how to manage domains, how to forward emails, how to optimize for mobile. I learned actual web development, not just prompting but understanding what the code was doing and why.

By the end of two weeks, I had something genuinely useful. Something that worked exactly the way I'd imagined. My note app, running on my domain, built to my specifications.

And then Inwu asked me a question.

The Question​

"What's the goal here?"

She wasn't being dismissive. She's never dismissive about my projects. But she's precise, and she saw something I was too deep in the building to see.

If I wanted this to be more than a personal tool, it would become a business. Taxes, support, hiring, marketing. A note-taking app, one of hundreds already fighting for attention in a market where AI plus notes is literally everyone's first idea. There are so many of them now. They're all trying to do this.

Meanwhile, I'd spent the past year building something else: a trading system. An AI council that debates market positions. Algorithms that manage my capital while I sleep. That system has already doubled my money. It runs almost autonomously. There are no users, no support tickets, no company to build. Just me and my capital and an edge that keeps compounding.

Which one should I be spending my time on?

The Opportunity Cost of Everything​

My financial skills are rare. Trading edges are scarce, and I actually have one. Note-taking apps are crowded, and even the best ones struggle to make money. The answer was obvious once I stopped to look at it.

And there's something else. Flynn is nine months old. I'm on parental leave until next fall. This window, where I can watch him discover how blocks stack and cheer when he pulls himself up on the furniture, doesn't reopen. He'll never be this age again, and I'll never get this time back.

Every hour I spend debugging a UI quirk is an hour I'm not present with him. Every feature I add is a feature I'm choosing over my son.

What Essentialism Means Now​

This forced me to rethink what essentialism actually means.

Essentialism used to be about effort scarcity. You only have so many hours, so much energy, so much willpower. The discipline was doing fewer things because you couldn't do everything. Pick the vital few. Say no to the rest.

But what happens when doing becomes cheap? I can spin up a new feature in an afternoon. Claude writes most of the code. I provide direction, test it, iterate. The effort barrier that used to protect me from my own ideas has collapsed.

The scarcity didn't disappear. It shifted. Now the scarce resource isn't effort. It's attention. It's meaning. It's the finite capacity to care about things deeply enough to maintain them, to use them, to let them serve your actual life instead of becoming another thing you built and forgot.

The old discipline was "can I make this?" The new discipline is "should I?"

That's harder. Saying no to impossible things is easy. Your limitations do the work for you. Saying no to possible things, things you could ship this afternoon, things that would be genuinely useful, that takes real clarity about what matters.

What I Actually Learned​

Two weeks of building wasn't wasted. I learned Claude Code and how to work with an AI on real software. I learned web hosting, domain management, mobile optimization, progressive web apps. I learned how to turn a vision into working software.

But the most valuable thing I learned was this: the skill isn't in the building anymore. AI has made creation trivially easy. You can imagine something and watch it materialize in days instead of months. The hard part now is knowing what not to build.

Finished, Not Abandoned​

Liquid Notes works. It captures my voice notes, transcribes them, condenses them, syncs across devices. It does what I need it to do.

I'm not abandoning it. I'm declaring it finished. The difference matters to me. Abandoned means failure. Finished means the work is complete, not because there's nothing left to add, but because I've chosen to stop adding. The app works. It serves its purpose. And my time is better spent elsewhere.

My energy goes to the trading system now, the one that actually compounds. It goes to Flynn, who won't be nine months old again. It goes to being present with Inwu instead of debugging edge cases at midnight.

When you can build anything, the hardest question isn't "how?" It's "should I?"

And sometimes the answer is: I already have enough. Time to stop.

My wife is Korean, and she has this way of teasing me that always lands harder than she thinks. She calls me 잔망 (janmang), which is a Korean word for someone who's mischievous, playfully silly, always clowning around. And honestly, she's not wrong. I've always been reactive, excitable, quick to jump into whatever energy is in the room. I get distracted easily, I talk too much, and I've always worn my emotions on the outside.

Then she'll say it: "You should be more like a tree."

In Korean culture, there's an adage about the ideal man. A man like a tree is someone who doesn't sway with every wind. He grows slowly, steadily, rooted in place, strong enough to shelter the people around him. He's not cold or rigid, just unmoved by the things that don't matter so he can show up fully for the things that do.

I used to brush this off. That's not me, I'm the fun one. Trees are boring. But then I became a father, and I started to understand what she meant.

When Stillness Becomes Necessary​

There's a moment that I think every new parent has, where you realize the chaos isn't going to stop. The sleep deprivation, the crying, the constant low-grade anxiety of keeping a tiny human alive. You can't outrun it and you can't out-energy it. You can only learn to be still inside of it.

I've meditated on and off for years, but I never really took it seriously. It was something I did when I remembered, more of a box to check than a real practice. Becoming a father changed that. Not overnight, but slowly, in the hard moments. Flynn is crying, I'm exhausted, I can feel the frustration rising up in my chest and I want to react to it, I want to snap or shut down or reach for my phone. But I'm learning to do something different. I'm learning to feel that negative emotion come up and not associate with it. To step back from it, watch it, and let it pass without it becoming who I am in that moment.

I'm still not good at it. I'm taking meditation seriously for maybe the first time in my life, and I can feel the difference it's making, but it is still very difficult. Some days I sit there and my mind won't stop. Some days Flynn cries and I lose my patience anyway. But there's something growing in those moments of practice, even the failed ones. A centre, a quiet place that, when I can find it, doesn't move when everything else does.

Growing the Tree​

That centre is your consciousness and your will. It's the part of you that knows what's right before you react, the decision-maker that, when it acts, you feel it in your chest. Not anxiety or excitement, something quieter. Alignment.

You have to grow it deliberately, the way you'd water a real tree. Daily, without drama, trusting that the roots are going deeper even when you can't see the progress.

Meditation grows it, but so does any practice where you choose stillness over reaction. Pausing before you respond when someone pushes your buttons, sitting with discomfort instead of rushing to fix it, holding your position when the market or life is screaming at you to move. Every time you choose the harder silence over the easier reaction, the trunk gets a little thicker.

I've been building this tree-like nature into my life as a core principle. It's become one of the things I care most about developing, not just as a practice but as a way of being.

Being Strong Doesn't Mean Being Stiff​

This is where I think people get it wrong. Being like a tree doesn't mean you stop laughing or being excitable or being yourself. Trees bend in storms. They lose their leaves in winter. They're alive, constantly growing, constantly adapting.

The difference is where the movement comes from. A reactive person moves because the world moves them. Something happens and they get pulled along like a leaf in the current. A centred person moves because they choose to. The storm hits, the branches sway, but the trunk holds and the roots go deeper.

I still laugh too loud. I still get excited about things. Inwu still teases me for it. But there's something underneath now that wasn't there before, a weight, a centre of gravity that lets me be playful on the surface because I know I'm solid underneath.

The Man My Son Will See​

My son Flynn is almost ten months old. He doesn't know what a tree is yet, and he doesn't know about Korean adages or meditation or personal philosophy. But he watches me, and he watches everything.

What I want him to see, not when he's old enough to understand words but right now when he's old enough to feel energy, is a father who is present. Not reactive or scattered or reaching for distractions when things get hard, but rooted. Steady. Growing.

Inwu was right all along. I'm just finally learning how to listen.

I've been using a budget for over 15 years now. Even before I had a real job, before university, before any high-paying position, I started with You Need a Budget (YNAB). YNAB is an amazing tool that helps you create a budget. They offer classes on managing your budget and have principles like rolling with the punches, which means being flexible and adapting to changes. I loved this approach because it allowed me to give every dollar a job.

I just finished The Old Man and the Sea. It's a short book, maybe two hours of reading, but I found myself almost moved to tears at several points. Not because Hemingway told me to feel something, but because he left space for me to bring my own feelings to it.

I wanted to learn trading like a professional, not from YouTube personalities pushing their strategies, but from foundational knowledge drawn from the best traders and theory. No academy I know of offers this, but I knew the knowledge existed, it was just scattered and gated. So I overengineered the problem and built a system that could teach me.

Here's the first principle that changed how I think about money: money shouldn't be the goal. Money is meant to be used, or burned, to be effective. Think of it as gasoline or fuel. It must be used to create value, to transfer, or to make something out of it.

Traditionally, money was seen merely as a medium for exchange, but in today's world, it's much more than that. You don't just let it sit there. You can invest it, save it, change it, and make it work for you. When it's working for you, in essence, it's being burned to earn more. The idea isn't to hoard money but to create a feedback loop that gains you more.

When we had Flynn, I started to feel like I needed to build something that would last and that would also do well. We needed to build for the future, for a better tomorrow. So I went on a mission to find a good portfolio strategy that would be lower risk but also leveraged enough to produce real returns.

This is the technical breakdown of my multi-portfolio investment strategy. For the story behind why I built this and my approach to thinking about it, check out Building a Strategic Portfolio System as a New Parent.

This post covers the specific allocations, exposures, rebalancing mechanics, and backtest results.

I recently checked my OpenRouter stats and discovered something surprising: I've used more credits than 98% of people on the platform. Not because I run an AI company or manage a team of engineers. Just me, using AI to augment my daily life.

Over the year, I've accumulated hundreds of millions of tokens across different models as I upgraded, experimented, and built systems that work. That's roughly equivalent to writing 4,000 novels worth of text. All this testing and development has taught me deeply about how AI models work together, what they're each good at, and what it really takes to build reliable AI systems.